Privacy Policy

1. Introduction

This Privacy Policy ("Policy") sets forth the practices of Budgetelo ("we," "our," "us") with respect to the collection, use, disclosure, and safeguarding of personal information obtained from users ("you," "your") of our mobile application (the "App").

By accessing or using the App, you acknowledge that you have read, understood, and agreed to the terms of this Policy. If you do not agree with this Policy, you must refrain from using the App.

2. Information We Collect

We may collect the following categories of information:

Personal Data

• Identifiers: such as name (optional) and email address (mandatory for registration and authentication)
• Budget data: Information related to the budget you provide within the App

Log Data

Whenever you use our App, in case of an error in the app we collect data and information (through third-party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol ("IP") address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.

3. How We Use Your Information

We are committed to using your information responsibly and transparently. The data you provide is used exclusively to enhance your experience with our application and ensure it meets your needs.

Specifically, we use your information to:

• Enhance App Performance: Analyze usage patterns to identify areas for improvement, fix technical issues, and optimize features to provide you with a smoother, more reliable experience
• To Provide Services: Facilitate your use of the App, including account management, user authentication, and ensuring proper functionality of all features

Your trust is important to us, and we want to assure you that your information is never used for purposes beyond improving our service and your user experience.

4. Cookies

Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.

This Service does not use these "cookies" explicitly. However, the app may use third-party code and libraries that use "cookies" to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.

5. Third-Party Services

We may employ third-party companies and individuals due to the following reasons:

• To facilitate our Service
• To provide the Service on our behalf
• To perform Service-related services
• To assist us in analyzing how our Service is used

We want to inform users of this service that these third parties have access to their Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

6. Data Storage

Your data is stored on secure cloud servers. We use reliable and secure cloud services to ensure the safety of your information.

How Long We Store Your Information

Your Information is kept for as long as necessary to achieve the purposes set out above. Generally, it is stored for as long as you are registered and using our Services or until the user asks us to delete the information.

7. Data Deletion Policy

If you wish to delete your personal data from our records, please contact us at support@budgetelo.com. Upon receiving your request, we will ensure that your personal data is deleted promptly.

Alternatively, you can request the deletion of your personal data directly within the app's settings by following the instructions below:

1. Access the Profile Section: Log into the app and navigate to the Profile section
2. Initiate Account Deletion: In the Profile, select the Delete Account option
3. Confirm Deletion: You will be prompted to confirm the deletion. Once confirmed, your account and all related data will be permanently deleted

Please note the following important details:

• Irreversibility: Once you confirm the deletion, this action cannot be undone. You will lose access to all data and services associated with your account, and we will no longer retain any personal data, including any information you've shared or stored within the app
• Data Removal: After confirming the deletion, all your personal data will be deleted immediately from our systems. This includes your profile, account settings, transaction history, and any other stored information related to your usage of the app

8. Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

9. User Rights

Depending on your location, you may have the right to:

• Access your personal data
• Correct inaccurate information
• Request deletion of your data

10. Compliance

We comply with applicable data protection regulations, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA), to the extent relevant to our operations.

11. Children's Privacy

Our App is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us immediately, and we will take steps to remove such information from our servers.

12. Changes to this Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. This policy is effective as of September 01, 2025.

13. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at support@budgetelo.com.